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Heymondo travel insurance discount and review

If you're traveling in 2020, check which travel insurance covers for coronavirus (test and treatment abroad).

Looking for a Heymondo travel insurance discount? You’ve come to the right place because, in addition to getting up to a 20% discount on your Heymondo insurance, I will share my experience with Heymondo and why I have been using this travel insurance for three years.

However, if you’re in a hurry, let’s jump to the most important thing. Here is the Heymondo travel insurance discount.

Heymondo travel insurance discount

Here is the Heymondo travel insurance discount. For being our reader, you automatically get a 5% discount on Heymondo that will be applied when you get your quote.

Heymondo travel insurance discount

However, you can get up to a 20% discount on Heymondo travel insurance in the following circumstances.

Heymondo deductible travel insurance discounts

Although most Heymondo travel insurance doesn’t offer a deductible discount, on some products, you can choose to have a deductible to decrease the price of your travel insurance. In these cases, the insurance will be cheaper without your giving up any coverage. Of course, if you need to use Heymondo insurance assistance, you must pay a certain amount before the insurance covers you (this is how a deductible works).

The travel insurance discounts, if you choose to have a deductible, are between 10 and 20%. Honestly, though, this is something that I don’t usually take advantage of, since one of the things I like most about Heymondo travel insurance is that there are no out-of-pocket expenses (unless you opt for a deductible discount).

Travel insurance discount Heymondo

As you can see, there are some Heymondo travel insurance discounts that you can use if you don’t want to overpay for it. However, Heymondo is great travel insurance and covers way more than other travel insurance for the same price.

Types of Heymondo travel insurance

Unlike other insurance, Heymondo is only focused on offering insurance for travelers, so there are four different products that might work for you depending on your needs.

Heymondo travel insurance

Heymondo travel insurance is the right choice for single trips, when you know the departure and return dates. You can also buy it if you are already traveling, although you must indicate that you’re already traveling when purchasing

The price will depend on your country of residence, the number of days you will be traveling, and the destination, which can be a specific country, several countries, or coverage for the whole world. In addition, there are different policies, such as Heymondo Top, Premium, or Medical, in which the coverage will vary. The more coverage you want, the higher the cost of the insurance will be.

Heymondo cancellation insurance

Heymondo cancellation insurance will reimburse you the cost of a trip if you can’t enjoy it for any of the 8 reasons listed in your policy. The expenses should be related to accommodation and transportation. If you aren’t sure if you will be able to take a trip, I recommend you buy Heymondo cancellation insurance.

Heymondo Long stay travel insurance

Heymondo Long-stay travel insurance is the best option for traveling for more than 90 days. By buying it, you will be able to make installment payments and totally flexible renewals, which makes it the best insurance for digital nomads and long-term travelers.

This is, for example, the insurance that I bought when I moved to the US and I still didn’t know if it would be temporarily or permanently. If you go to work or study outside of your home country for a while, it is the best option, but it doesn’t work for permanent residents.

Heymondo annual multi-trip insurance

The annual multi-trip insurance is the one that we have currently, since it’s the best if you are going to make several different trips over the next 12 months.

Keep in mind that this is not travel insurance for a year’s coverage, since each trip can only last a maximum of 120 days, and between trips, you will have to return to your home country. If you are going to travel for a year non-stop, I recommend Heymondo long-stay travel insurance.

We currently have this annual insurance for frequent travelers.

The following table shows a summary of the different travel insurance products available at Heymondo.

heymondo discount travel insurance

Heymondo travel insurance coverage

Next, let’s get into Heymondo travel insurance coverage, which will remain intact even if you apply our Heymondo discount when buying it from here.

Heymondo medical expenses

Heymondo travel insurance has coverage of up to $10,000,000 in medical expenses. This coverage depends on the plan you choose, as well as your home country and destination.

Repatriation and Early Return

Whatever plan you choose, if you have an accident and die during the trip, Heymondo will take care of the repatriation to your home country for you and your family or for a companion for up to $500,000. In the event that a family member is hospitalized or dies while you are traveling, they will also cover your return home. For me, it is essential that my travel insurance includes this coverage.

travel expenses for a family member

Heymondo travel insurance also covers a round-trip ticket and travel expenses for a family member if you are hospitalized for more than five days while you are abroad.

Damaged luggage and theft

Depending on the destination and the plan you choose, Heymondo travel insurance will compensate you up to $2,500 for damaged or lost luggage, in the event of theft, total or partial loss attributable to the carrier, or damages as a result of fire or aggression that occur during the journey. In addition, Heymondo would be in charge of sending forgotten belongings during the trip, as well as compensating for a delay in the delivery of luggage.

Trip cancellation & interruption

Heymondo’s travel insurance plan covers up to $7,000 for cancellations, delays, or interruptions on your trip. In the event that you suffer a delay of your flight of more than four hours, you will be reimbursed for the expenses of meals, lodging, and transportation.

Liability insurance

Heymondo travel insurance covers private civil liability and legal costs, and expenses to cover compensation for material or bodily damages that you may unintentionally cause to third parties.

Personal accident compensation

Heymondo gives you additional compensation for medical coverage of $5,000 to $60,000 in the event of a serious accident or death.

Heymondo insurance’s Optional coverage

In addition, Heymondo traveler insurance offers optional extra coverage. These are:

Cancellation insurance

If you buy Heymondo cancellation insurance, you will be reimbursed for any travel expenses if you can’t travel for any of the 8 reasons specified in your policy.

adventure sports coverage

Heymondo travel insurance already includes a number of standard sports. However, if you are going to do adventure sports, you will need to expand the coverage. With this option, you will be covered if you do sports, such as climbing or canyoning.

Optional coverage for electronics

If you buy this coverage, Heymondo will compensate you in case of violent theft, total or partial loss by the carrier, or fire damage to your computer, photography gear, and electronics.

This coverage is very useful if you travel, for example, with good travel photography equipment or with a laptop or tablet.

Have you ever seen such comprehensive coverage? Don’t forget to buy it from here to get your Heymondo discount. Here is what to do in case you have to use it during your trip.

How Heymondo travel insurance works

Understanding how Heymondo insurance works is essential for knowing what to do in case you have to use its coverage.

The most common situation is that you don’t need any assistance or you need it for minor things, such as if you have been backpacking for a week in Asia and suffer from the famous Bali belly. If you don’t want to spend a day in the hospital for a minor medical condition, I recommend chatting with a doctor through the Heymondo application. In the app, you will find at least two or three doctors that are available 24 hours a day so that wherever you are, you can receive the assistance you need and fix your problem without having to go to the hospital.

24-hour medical chat Heymondo

If it is something more serious, in the app, with the click of a button, you can call Heymondo for free to find out where the nearest hospital is. Before you get to the hospital, Heymondo will have already contacted the medical center to let them know you are going to arrive and arrange the payments with them. That way, you won’t have to pay anything in advance, and you will only have to worry about getting better as soon as possible.

The last situation that could occur is that you incur an expense during your trip that is covered by Heymondo travel insurance. For example, if you have to pay for a hotel when a flight is canceled, if you lose your bags with your toiletries and you have to buy them again, or if you are robbed.

In these cases, through the application, you will be able to make a claim and upload the files and supporting documents so that you will be reimbursed for what you spent in the shortest possible time.

How much does Heymondo travel insurance cost?

It’s difficult to estimate how much Heymondo travel insurance costs, since it depends on a lot of factors, such as the duration of the trip, your home country, destination, included coverage, etc. However, to give you a rough idea of the price of Heymondo travel insurance, here are some examples of some simulations I have run on their platform. You will also see the Heymondo discount applied that you get if you purchase your insurance from Capture the Atlas.

Heymondo travel insurance price – 10 days to Europe

We ran a simulation for an American citizen traveling to Europe for 10 days. When setting the dates and destination, three options will appear (Top, Premium, and Medical).

Heymondo travel insurance price - 10 days to Europe

As you can see, the cheapest Heymondo travel insurance costs $48.79 for the Medical option. However, I recommend you buy Heymondo Top, as we recommend in our guide on the best travel insurance for Europe here.

Heymondo travel insurance cost – 5 days for Mexico

Are you going to spend a long weekend in the Caribbean? I have run a simulation to get the price of Heymondo travel insurance for a week (from Monday to Friday).

Heymondo insurance cost - 5 days for Mexico

How much is Heymondo travel insurance – 1 week anywhere in the world

Heymondo travel insurance has the option of worldwide coverage. This insurance is great if you are going to visit different countries.

How much is Heymondo insurance worth

Also, it’s a good option when you don’t know exactly where to go. In any case, you will be covered wherever you are. The simulation shows the cost of Heymondo travel insurance for one week.

Heymondo insurance price – long stay

If you are traveling for more than three months, the Long Stay travel insurance is what you are looking for. It’s ideal, for example, if you are going to study abroad, have a gap year, or volunteer. In this case, I have chosen a trip around the world for six months.

Heymondo insurance price - long stay

If you still don’t know how long you will be away, there is an option that allows you to buy a contract for 90 days and renew as the trip goes. That way, you don’t have to pay the whole insurance policy at once, an option that is currently only offered by Heymondo travel insurance.

How much is the annual multi-trip Heymondo travel insurance?

We currently have the Heymondo Annual Multi-Trip Travel Insurance because, for the number of trips we take each year, it is cheaper. The price of this Heymondo insurance is $164.49.

How much is the annual multi-trip Heymondo insurance?

Heymondo cancellation insurance price

In order to calculate the price of the Heymondo Cancellation Insurance, you need to submit your travel dates, the amount you have paid, and when you made the reservations. I have run a simulation of a seven-day trip with an amount paid to date of $500.

Secure cancellation price Heymondo

My experience with Heymondo travel insurance

I have been using Heymondo insurance for more than three years. In fact, I think I was one of the first insured, so I had to suffer through some mistakes they made in the beginning.

With the first policy that I bought, before the app existed, they gave me two assistance phone numbers, and one of them was the Heymondo finance department. When I called, the person who answered didn’t understand why I was calling that number to ask where the nearest hospital was.

Luckily, the second phone number I had from Heymondo was the correct one, and they informed me where I had to go to see a doctor. As I also complained about the trouble I had with the phone numbers, a few days later they called me to apologize and ask if I was feeling better.

Heymondo travel insurance opinion

Since then, I have always bought travel insurance with Heymondo, and I haven’t had any negative experience since. In addition to buying many insurance policies for short trips, when I moved to the United States, I bought long-stay travel insurance and, when I figured out that it was going to be something more permanent, I stopped renewing it and bought annual multi-trip insurance.

In this three-year period, I have needed to use Heymondo insurance in a lot of circumstances: medical problems (luckily never serious), loss of luggage, and even flight cancellation.

In these three years of buying Heymondo, I have spent around $500 on travel insurance, and I estimate that I have saved more than $5,000. And, most importantly, I have felt very supported when things have gone wrong during a trip. My experience with Heymondo has been so positive, not just because of its high coverage and low prices but also because of the team of people who are there to help when things get worse during a trip.

Why I think Heymondo travel insurance is the best one

Although I have already shown you the main advantages of Heymondo, I don’t want to say goodbye without telling you, in short, why I think Heymondo is the best travel insurance.

  1. They have the best coverage/price ratio. For less cost, they cover you more than any other insurance.
  1. The Heymondo app offers first-class assistance, both for minor illnesses and for more serious matters that require hospitalization. It’s also a great way to make a claim to get reimbursement of expenses incurred.
  1. Unlike other insurance, you won’t have to pay a single penny in advance if you need medical assistance. Heymondo will agree on payments directly with the hospital.
  1. They are transparent and trustworthy. Their policies are written in a simple way so that any traveler understands them. If you want to see an example, you can check our policy.
  1. It is very flexible insurance that allows you to buy it even if you are already traveling. And for a long stay, the installment payment is something you can only find in Heymondo insurance.
  1. Although it is the cheapest travel insurance, the Heymondo discount makes it even more irresistible. You no longer have a reason to travel without travel insurance. If you haven’t done so yet, you can buy it here at a discounted price.

How to buy Heymondo travel insurance

And finally, if you still have doubts, I will tell you how to buy your Heymondo travel insurance in 5 steps.

1. Indicate what type of Heymondo insurance you need

Are you looking for insurance for a specific trip, all the trips you take this year, or just cancellation insurance? Choose the Heymondo travel insurance you need.

What type of Heymondo insurance you need

2. Provide your country of residence and the country of destination

You can select one or several countries, or even select the whole world so that your Heymondo travel insurance covers you wherever you go.

Provide your country of residence and the country of destination in Heymondo

3. Indicate the dates of the trip

You can also select that you are already traveling. This is one of the main advantages of Heymondo travel insurance.

Indicate the dates of the trip in Heymondo

4. Select the number of travelers

If you are a family, check the corresponding box. If not, select the number of people you will travel with. Then, give your email and click on the button to see Heymondo price and insurance coverage.

Select the number of insured persons in Heymondo

5. Select the policy that suits you best

This is the last step. Choose the Heymondo insurance that suits you best from the options that the comparator offers you, and make sure that you apply the 5% Heymondo discount for buying it through Capture the Atlas, as shown in the following image.

Select your travel insurance Heymondo

Before choosing your insurance, read the conditions carefully. I recommend you go to See details until you are sure which Heymondo travel insurance to buy.

Finally, click on hire. In the new window, you will have to fill in the travelers’ data and payment information. Done! You already have your discount Heymondo insurance policy!

Check your email to find the insurance policy and keep track of it well. Download the Heymondo app, although the assistance functions will not be activated until the departure date of your trip.

And you are all set. I hope that the Heymondo insurance discount has come in handy for you and that it will never cross your mind to travel without travel insurance to save some money.

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COFOUNDER & TRAVEL JUNKIE

Hi, I'm Ascen, a globetrotter based in Philadelphia, USA. I enjoy exploring new landscapes and creating in-depth travel guides for Capture the Atlas.

I have felt a special connection with nature and all the inhabitants of the planet since I was a kid. I am passionate about discovering new countries and especially their wildlife, but no matter how many places I visit, I will always belong to the remote beaches of Almería, in Southern Spain.

You can know a little more about me here.

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2 thoughts on “Heymondo travel insurance discount and review

  1. Lyna says:

    Heymondo uses AXA for the quote I was looking at and it sounds too good to be true for my trip to cost $300USD vs majority is over 800. I did some research and saw that AXA has some really bad reputation. Has anyone have great experience with them in cases where they were needing to claim some serious medical emergencies?

    • Capture the Atlas says:

      Hi Lyna,

      I have been using Heymondo/AXA for more than three years and I have had some medical emergencies and not an issue yet. Besides, you don’t need to fill any claim and wait for being reimbursed. Heymondo pays all the medical expenses in front, so I haven’t had to deal with any medical bills or out-of-pocket expenses yet.

      Let me know if this help,

      Ascen

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