travel insurance for Jamaica

Best Travel Insurance for Jamaica

If you're traveling this summer, check which travel insurance covers COVID-19 (test and treatment abroad). ALSO, NEW DELTA VARIANT!

Having travel insurance for Jamaica is not an entry requirement, but it’s always a good idea to have some kind of travel protection when you’re globetrotting. Jamaica’s current entry requirements are rather strict and include testing before your trip, so buying travel insurance with COVID-19 coverage can help offset the cost of your visit in case that pre-trip test comes up positive!

Jamaica Travel Insurance, travel insurance for a Jamaica trip

Jamaica Travel Insurance – Best Travel Insurance for Jamaica

I’ll talk more below about the best travel insurance for Jamaica, what Jamaica travel insurance should include, and how much travel insurance to Jamaica costs, but if the suspense is killing you, the best Jamaica travel insurance is definitely Heymondo.

Heymondo is the only Jamaican travel insurance company that pays your medical expenses for you directly instead of requiring you to file a claim to get reimbursed. It also offers high amounts of coverage in every travel- and medical-related category while still being affordable.

You can even save 5% on their policies just for being our reader.

Does Jamaica require travel insurance?

As I mentioned above, there is no Jamaica travel insurance requirement for entering Jamaica, but that doesn’t mean you don’t need travel insurance for a Jamaica trip.

Jamaica travel insurance

Does Jamaica require travel insurance?

It is always a smart idea to have medical expense and travel protection coverage when you travel. Additionally, testing is a key part of Jamaica’s entry requirements. Good travel insurance to Jamaica will cover you in case you get a positive result and you need to cancel your trip. They will also cover you for testing and quarantine if you get sick once you’re abroad.

How much is travel insurance for Jamaica

To help you choose the best travel insurance for Jamaica, I compared Jamaica travel insurance plans using the example of a 30-year-old American citizen who is traveling to Jamaica for 2 weeks and whose trip costs $2,500.

 

Heymondo Top

World Nomads Standard

IMG iTravelInsured Travel SE

Trawick Safe Travels Explorer

WorldTrips Atlas Journey Preferred

Price

$70.75

$71.68

$77

$56.16

$84

COVID Coverage

✔️

✔️

✔️

✔️

✔️

Emergency Medical Expenses

$250,000

$100,000

$150,000

$50,000

$100,000

Evacuation & Repatriation

$500,000

$300,000

$500,000

$200,000

$1,000,000

Trip Interruption

$2,500

$2,500

150% of $2,500*

100% of $2,500*

150% of $2,500*

Trip Cancellation

$3,500

$2,500

100% of $2,500*

100% of $2,500*

100% of $2,500*

Baggage Loss

$1,700

$1,000

$1,500

$750

$1,500

BEST TRAVEL INSURANCE FOR JAMAICA

*Price used for example.

Best travel insurance for Jamaica

When you’re buying Jamaica travel insurance, there’s no need to settle for anything less than the best. All five of the travel insurance to Jamaica plans I’ve compared are excellent and well-suited to meet various needs and wants.

However, if you’re looking for the absolute best, Heymondo is the travel insurance for Jamaica you need. Their coverage-to-price ratio outshines all of the other plans, plus their direct, upfront payments for medical expenses are unbeatable. Keep reading to find out more about each Jamaican travel insurance plan.

1. Heymondo, the best travel insurance for Jamaica

Heymondo is by far the best travel insurance for Jamaica. Its Top plan is the only Jamaica travel insurance plan that pays travelers’ medical expenses upfront and directly instead of requiring them to pay out of pocket and then file a claim.

Heymondo, travel insurance for Jamaica

Heymondo also offers the highest amount of coverage for Emergency Medical Expenses, Baggage Loss, and Trip Cancellation and a high amount of coverage for Evacuation and Repatriation and Trip Interruption. Even with this high amount of coverage, Heymondo’s Top plan is still very affordable, giving it an excellent coverage-to-price ratio.

As if all of that isn’t enough, you can even save 5% on Heymondo travel insurance for Jamaica with the discount link below.

PROS CONS
  • Best coverage-to-price ratio
  • Direct, upfront payments for medical expenses so you don’t have to file a claim
  • Highest amount of Emergency Medical Expenses, Baggage Loss, and Trip Cancellation coverage
  • COVID-19 coverage
  • Not the cheapest Jamaica travel insurance plan

2. World Nomads, a cheap travel insurance to Jamaica

If you want travel insurance to Jamaica for your sportiest and most exciting adventures, World Nomads has you covered.

World Nomads, best travel insurance for Jamaica

Their Standard plan includes coverage for various adventure sports and activities, such as archery, canyoning, and jet skiing. It also offers great coverage for Evacuation and Repatriation, Trip Interruption, and Trip Cancellation.

However, World Nomads’ Emergency Medical Expenses and Baggage Loss coverage is rather low, especially for its price, so Jamaican travel insurance with a better coverage-to-price ratio like Heymondo is best if you want to get the most bang for your buck.

PROS CONS
  • Affordably priced
  • COVID-19 coverage
  • Good Evacuation and Repatriation, Trip Interruption, and Trip Cancellation coverage
  • Includes Adventure Sports and Activities coverage
  • Low Emergency Medical Expenses and Baggage Loss coverage, particularly for its price
  • Can get better coverage for about the same price
  • You must file a claim to get reimbursed for medical expenses

3. IMG, an excellent Jamaica travel insurance

IMG’s iTravelInsured Travel SE plan is an ideal choice for travelers who want comprehensive Jamaica travel insurance at a reasonable price.

IMG, Jamaica travel insurance requirement

IMG offers a high amount of coverage in all categories while remaining relatively low-priced. The iTravelInsured Travel SE plan even provides Cancel for Work Reasons coverage, which means that if you need to cancel your trip because you’re transferring or you’ve suddenly been let go, you can still get reimbursed for your trip costs.

Keep in mind that with IMG’s plans, you do need to pay for medical fees out of pocket and then file a claim to get reimbursed. If you want to avoid that hassle, stick with Heymondo so that your medical expenses get paid directly for you.

PROS CONS
    • Well-priced
    • Great coverage in all medical- and travel-related categories
    • COVID-19 coverage
  • Includes Cancel for Work Reasons cancellation coverage
  • Can get similar or better coverage for a more affordable price
  • You must file a claim to get reimbursed for medical expenses

4. Trawick, the cheapest travel insurance for Jamaica

If you’re looking to save money and get cheap travel insurance for Jamaica, Trawick Internationals Safe Travels Explorer plan is your best bet.

trawick travel insurance in jamaica

The Safe Travels Explorer plan includes good coverage for Trip Interruption and Trip Cancellation, as well as more basic coverage for Emergency Medical Expenses, Evacuation and Repatriation, and Baggage Loss. The plan also covers COVID-19 related expenses, so if you need to quarantine because of illness or pay for any medical bills, you’ll get reimbursed.

However, if you want higher coverage for Emergency Medical Expenses or Evacuation and Repatriation, you’d be better off choosing travel insurance to Jamaica like Heymondo, where you can get higher coverage for not much more money.

PROS CONS
  • Cheapest travel insurance for Jamaica plan
  • Good Trip Interruption and Trip Cancellation coverage
  • COVID-19 coverage
  • Lowest Emergency Medical Expenses, Baggage Loss, and Evacuation and Repatriation coverage
  • Can get better coverage for not much higher price
  • You must file a claim to get reimbursed for medical expenses

5. WorldTrips, another great Jamaican travel insurance

WorldTrips’ Atlas Journey Preferred plan is another great option for Jamaican travel insurance. It offers the highest amount of Evacuation and Repatriation coverage as well as a good amount of Trip Interruption and Trip Cancellation coverage.

world trips travel insurance for jaimaica

You can even upgrade the plan to include Cancel for Any Reason coverage, which will allow you to cancel your trip for any reason, even if it’s not normally covered by your plan. Having travel insurance with cancel for any reason can be especially useful if you’re worried about your travel plans falling through.

WorldTrips’ plan is the most expensive travel insurance to Jamaica, so if you want to save some money and get similar or better coverage, Heymondo is a better choice for you.

PROS CONS
  • Excellent Evacuation and Repatriation coverage
  • Good Trip Interruption and Trip Cancellation coverage
  • Can add optional Cancel for Any Reason coverage
  • The most expensive travel insurance for Jamaica
  • Can get better or similar coverage for a much more affordable price
  • You must file a claim to get reimbursed for medical expenses

Buy travel insurance in Jamaica

Any good travel insurance to Jamaica should include the following types of travel and medical-related coverage:

  • Emergency medical coverage – covers any illnesses you may contract or accidents that may occur while you are traveling.
  • Evacuation and repatriation – provides coverage for transportation fees if you fall seriously ill and need to be airlifted to a hospital or transported back to your home country.
  • Trip cancellation/delay/interruption – covers accommodation and travel fees if you need to cancel, delay, or interrupt your trip for a covered reason.
  • Baggage loss – reimburses you for your valuables and possessions if your luggage gets lost or stolen.

Conclusion- Is Jamaica travel insurance worth it?

As I’ve mentioned before, buying travel insurance for Jamaica is not an entry requirement, but it is still a good idea to have it.

Unexpected situations can crop up anytime when you’re traveling. Save yourself the trouble of paying for medical expenses or replacing lost possessions out of pocket by buying the best travel insurance for Jamaica, Heymondo.

Not only will you get comprehensive coverage at an affordable price, but you’ll also gain the relief of knowing that you won’t have to pay out of pocket and then file a claim to get reimbursed for medical expenses; Heymondo will handle medical payments directly for you. That way, you can focus on doing what you’re really supposed to on vacation: sitting back and relaxing.

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COFOUNDER & TRAVEL JUNKIE

Hi, I'm Ascen, a globetrotter based in Philadelphia, USA. I enjoy exploring new landscapes and creating in-depth travel guides for Capture the Atlas.

I have felt a special connection with nature and all the inhabitants of the planet since I was a kid. I am passionate about discovering new countries and especially their wildlife, but no matter how many places I visit, I will always belong to the remote beaches of Almería, in Southern Spain.

You can know a little more about me here.

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