Turkish mosque, travel insurance for Turkey

Travel Insurance for Turkey – Requirements and Cost

Purchasing travel insurance for Turkey is always a smart idea, no matter what type of trip you’ll be taking. Mishaps, delays, and accidents can occur at any time while you’re traveling abroad, and travel insurance is often the only means of getting health insurance coverage in a foreign country.

Turkey travel insurance is an absolute necessity for many travelers, however, since you must show proof of travel health insurance coverage to obtain a Turkish visa. Of course, not all travelers need a visa to enter to Turkey, but many do.

Turkish beach, insurance for travel to Turkey

Travel Insurance for Turkey – Requirements and Cost

In any case, even if you don’t need a visa to enter Turkey, buying insurance for travel to Turkey will ensure that you’re covered for any injuries or illnesses you experience while traveling, as well as for any travel-related misadventures. You’ll often find that travel insurance is worth having in the end.

If you’re in a rush, I’ll tell you that we’ve been using Heymondo travel insurance for the past few years, and it’s been the best option for us. Whether it was dealing with an illness or getting an injury abroad, Heymondo’s coverage and customer assistance were there for us. You can even get a 5% discount for being our reader.

That said, there are other Turkey travel insurance options, so keep reading to find the best one for your needs.

Guide to Turkey travel insurance

As I’ve already mentioned, if you need a visa to enter Turkey, you must buy travel insurance for Turkey as part of your visa requirements. Passport-holders from the following countries must have a visa to enter Turkey:

  • Afghanistan
  • Algeria
  • Angola
  • Antigua and Barbuda
  • Armenia
  • Australia
  • Bahamas
  • Bahrain
  • Bangladesh
  • Barbados
  • Benin
  • Bhutan
  • Botswana
  • Burkina Faso
  • Burundi
  • Cambodia
  • Cameroon
  • Canada
  • Cape Verde
  • Central African Republic
  • Chad
  • China
  • Comoros
  • Cote d’Ivoire
  • Cuba
  • Cyprus
  • Democratic Republic of the Congo
  • Djibouti
  • Dominica
  • Dominican Republic
  • East Timor
  • Egypt
  • Equatorial Guinea
  • Eritrea
  • Ethiopia
  • Fiji
  • Gabon
  • Gambia
  • Ghana
  • Grenada
  • Guinea
  • Guinea-Bissau
  • Guyana
  • Haiti
  • India
  • Indonesia
  • Iraq
  • Jamaica
  • Kenya
  • Kiribati
  • Laos
  • Lesotho
  • Liberia
  • Libya
  • Madagascar
  • Malawi
  • Maldives
  • Mali
  • Marshall Islands
  • Mauritania
  • Mauritius
  • Mexico
  • Mozambique
  • Myanmar
  • Namibia
  • Nauru
  • Nepal
  • Niger
  • Nigeria
  • North Korea
  • Northern Mariana Islands
  • Oman
  • Pakistan
  • Palau Republic
  • Palestine
  • Papua New Guinea
  • Philippines
  • Republic of the Congo
  • Rwanda
  • Saint Lucia
  • Saint Vincent and the Grenadines
  • Sao Tome and Principe
  • Saudi Arabia
  • Senegal
  • Sierra Leone
  • Solomon Islands
  • Somalia
  • South Africa
  • South Sudan
  • Sri Lanka
  • Sudan
  • Suriname
  • Swaziland
  • Syria
  • Taiwan
  • Tanzania
  • Togo
  • Tonga
  • Tuvalu
  • Uganda
  • United Arab Emirates
  • United States of America
  • Vanuatu
  • Vietnam
  • Western Samoa
  • Yemen
  • Zambia
  • Zimbabwe

Even if you don’t hold a passport from one of these countries, you should at minimum purchase health insurance for Turkey travel to cover any potential medical bills, especially since the EHIC (European Health Insurance Card) doesn’t work in Turkey. Of course, health insurance from other countries also doesn’t apply in Turkey, so purchasing Turkey travel medical insurance is the only way to guarantee medical coverage.

This guide to Turkey travel insurance will cover the following information:

Travel insurance for Turkey visa requirements

Luckily, the travel insurance requirements for Turkey are simple. The main requirement for Turkey visa travel insurance is that the policy must cover travelers for the duration of their stay in Turkey.

Mosque interior, buy travel insurance for Turkey

Travel insurance for Turkey visa requirements

Naturally, the most important type of coverage is for medical expenses, so your policy should at least be a Turkey travel medical insurance plan. You can always opt for a Turkish travel insurance plan with travel-related coverage as well if you’d prefer to be covered for issues like trip cancellation and baggage loss.

Just to be safe, you should ensure that your travel insurance for Turkey includes COVID-19 coverage. Nowadays, most travel insurance plans do have some kind of coronavirus coverage, but, as always, some plans offer more coverage than others.

For more information on Turkey’s travel insurance requirements, visit the Turkish government’s website.

How much is travel insurance to Turkey?

Getting travel insurance for a Turkey visa doesn’t have to be expensive. Just keep in mind that your age and nationality, as well as the length and cost of your trip, will affect the cost of your travel insurance for Turkey.

To give you an idea of Turkish travel insurance prices, I’ve generated quotes by using the example of a 30-year-old American who is traveling to Turkey for two weeks and whose trip costs $2,500.

 

HEYMONDO TOP

WORLD NOMADS STANDARD

SAFETYWING NOMAD INSURANCE 

IMG ITRAVELINSURED TRAVEL LITE

Price

$70.75

$80.06

$21.00

$69.00

Deductible

$0

$0

$250

$0

Medical Expenses Paid Upfront

✔️

COVID Coverage

Yes

Yes

Yes

Yes

Medical Assistance

$250,000

$100,000

$250,000

$100,000

Evacuation and Repatriation

$500,000

$300,000

$100,000

$250,000

Trip Cancellation

$3,500

$2,500

Not covered

100% of $2,500*

Baggage Loss

$1,700

$1,000

$3,000

$750

BEST TURKEY TRAVEL INSURANCE

*price used for example

Best travel insurance for Turkey

Heymondo, as you’ll see, easily stands out as the best travel insurance for Turkey, but all of the Turkey travel insurance companies in our comparison have their merits. To help you choose the best travel insurance for Turkey for your needs, you’ll find information below on all four companies’ advantages and disadvantages.

1. Heymondo, the best travel insurance to Turkey

Heymondo’s Turkey travel insurance plans have it all: a high amount of coverage in all travel- and medical-related categories, incredible value for money, a $0 deductible for medical expenses, and coverage for COVID-19 testing and treatment.

heymondo travel insurance, Turkey visa travel insurance

Add in the fact that Heymondo pays your medical expenses directly and upfront for you, so you don’t even have to file a claim, and it becomes clear why Heymondo is considered the best travel insurance for Turkey.

PROS CONS
  • Pays your medical expenses directly and upfront so you don’t even have to file a claim
  • Great coverage-to-price ratio
  • Excellent coverage in all categories
  • $0 deductible for medical expenses
  • COVID-19 coverage 
  • This plan has no notable shortcomings

As I said, we’ve been using Heymondo for over three years now, specifically the annual multi-trip insurance, and we have no complaints. One of my favorite things about Heymondo is their customer support app, which I’ve used to quickly file a claim when I lost my luggage. The service team takes care of the rest and I got reimbursed in no time.

If you’d like to learn more about the company, check out our Heymondo travel insurance review. You can even save 5% on Heymondo’s Turkish travel insurance plans with the discount code below.

2. World Nomads, a top-rated travel insurance for Turkey

If you’re planning on scuba diving, hot air ballooning, or kayaking while you’re in Turkey, World Nomads has got you covered. Their Standard and Explorer plans include coverage for hundreds of sports and activities, so you can adventure to your heart’s content without worrying about having to pay hundreds of dollars if you get injured.

World Nomads insurance, Turkey travel insurance requirements

Beyond sports coverage, World Nomads’ Turkey travel insurance plans include solid coverage in all medical- and travel-related categories, as well as coverage for COVID-19 treatment. There’s even a $0 deductible for medical expenses.

Still, although World Nomads offers excellent insurance for travel to Turkey, you can, in fact, get higher coverage in all categories for a lower price with Heymondo. As such, World Nomads is best suited for travelers who plan to do lots of exhilarating, potentially dangerous activities.

PROS CONS
  • Good coverage in all categories
  • Adventure Sports and Activities coverage included
  • $0 deductible for medical expenses
  • COVID-19 coverage
  • Can get higher coverage for a lower price
  • You must file a claim to get reimbursed for medical expenses

3. SafetyWing, the cheapest travel medical insurance for Turkey visa

Of course, you may just want to buy the cheapest plan that fulfills Turkey’s visa travel insurance requirements. Still, looking for an affordable price doesn’t mean you should skimp on quality coverage.

SafetyWing travel insurance, Turkish travel insurance

Luckily, SafetyWing is a Turkey travel medical insurance that offers the best of both worlds: excellent medical coverage and a reasonable price. Their Nomad Insurance plan also provides worldwide coverage, so you can head to other places besides Turkey, and coverage for COVID-19 testing and treatment. You can even choose to automatically renew your plan every 28 days until you pick an end date.

As with most travel medical insurance, SafetyWing doesn’t offer much travel-related coverage, which is not necessarily a problem, as you certainly don’t need this kind of coverage to meet Turkish visa requirements. SafetyWing’s major drawback, though, is its $250 deductible for medical expenses, which means you’ll have to put $250 towards any medical bills before SafetyWing pays any remaining balance.

PROS CONS
  • Excellent medical-related coverage
  • Easily renewable and extendable plan
  • COVID-19 coverage
  • Most affordable option
  • $250 deductible for medical expenses
  • Limited travel-related coverage
  • You must file a claim to get reimbursed for medical expenses

4. IMG, a reliable travel health insurance for Turkey

IMG is consistently ranked as not only one of the best Turkey travel insurance companies but also one of the best travel insurance companies in general. As such, you can’t go wrong with their plans, which offer high, reliable coverage in all categories.

IMG travel insurance, Turkish travel insurance plans

As with most top travel insurance for Turkey, IMG offers a $0 deductible for medical expenses and includes coverage for COVID-19 treatment. Moreover, their iTravelInsured Travel Lite plan is affordably priced, considering it offers both travel- and medical-related coverage.

If you feel that IMG’s already high coverage isn’t sufficient for you, though, depending on your age and nationality, you could get twice as much coverage for just $1 more with Heymondo.

PROS CONS
  • Good coverage in all categories
  • $0 deductible for medical expenses
  • COVID-19 coverage
  • Can get twice as much coverage for just $1 more
  • You must file a claim to get reimbursed for medical expenses

Is Turkey in Europe for travel insurance purposes?

You may be wondering, does Europe travel insurance cover Turkey? After all, part of Turkey is located on the European continent, while the rest of it is located in Asia.

Ultimately, the answer to this question depends on the particular European travel insurance you’re looking at. Some insurance companies include Turkey in their European coverage, while others put the country under their worldwide coverage. Heymondo, for instance, includes Turkey as part of their European travel insurance coverage.

Turkish mosque, travel insurance for Turkey

Is Turkey in Europe for travel insurance purposes?

The best way to find an answer is to check with your individual insurance company when you’re purchasing insurance for travel to Turkey.

What travel insurance do I need for Turkey?

In summary, you must obtain Turkey travel insurance if you need a visa to enter Turkey. Even if you don’t need a visa, purchasing travel insurance for Turkey is an excellent idea because it will guarantee medical coverage if you fall ill or get injured.

As you’ll have seen from the comparison above, Heymondo stands out as the best travel insurance for Turkey for travelers who want both travel- and medical-related coverage. For travelers who are looking to save a little money, SafetyWing, the best Turkey travel medical insurance, is an equally viable option.

Whichever plan you choose, if you need a visa, just make sure that your policy covers you for the duration of your stay in Turkey. Hopefully, this guide has covered everything you need to know about insurance for travel to Turkey, but if you still have any questions, feel free to leave a comment down below.

Enjoy your trip to Turkey!


COFOUNDER & TRAVEL JUNKIE

Hi, I'm Ascen, a globetrotter based in Philadelphia, USA. I enjoy exploring new landscapes and creating in-depth travel guides for Capture the Atlas.

I have felt a special connection with nature and all the inhabitants of the planet since I was a kid. I am passionate about discovering new countries and especially their wildlife, but no matter how many places I visit, I will always belong to the remote beaches of Almería, in Southern Spain.

You can know a little more about me here.

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2 thoughts on “Travel Insurance for Turkey – Requirements and Cost

  1. Sherri Ortega says:

    What are the Turkey medical insurance requirements? I’m traveling 9/1/22 to Turkey and need medical insurance. My insurance agent is asking me what the requirements are for turkey. THank you.

    • Ascen says:

      Hi Sherri,

      The only requirement for the turkey travel insurance is that it must cover travelers for the duration of their stay in Turkey.

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