You have plenty of options when choosing travel insurance for Argentina. This is great because it means you can get coverage on any budget, but it also means you’ll have a harder time choosing the right policy for your needs.
Whatever you do, I highly recommend purchasing travel health insurance to Argentina. While no one wants to think about worst-case scenarios, accidents happen, and it’s much better to be insured when you need medical care abroad.
Best travel insurance for Argentina in 2024
As for Argentina, it’s one of the most incredible South American countries to visit, and we love going there every year for our Patagonia photography tour. As we tell our clients, getting the best travel insurance is a smart move since unforeseen events can cut the trip short at any time.
Now that we’re traveling full-time, we use the annual multi-trip insurance from Heymondo, and we’re extremely satisfied with it. This company has come through for us multiple times, providing quick, compassionate, and professional service. It’s one of the top options if you’re traveling to Argentina, so make sure you use the code below to get a 5% discount on Heymondo.
However, this is not one size fits all and maybe there is a better option for you, so keep reading to see all the available options and the travel insurance requirements for Argentina!
Guide to choosing the best Argentina travel insurance
This article will walk you through everything you should know about Argentina travel insurance:
- Do you need travel insurance for Argentina?
- How much does travel insurance for Argentina cost?
- Best Argentina travel insurance
- Tips for buying Argentina travel insurance
By the end of this guide, I’m sure you’ll have found the perfect fit for your budget and trip.
Do you need travel insurance for Argentina?
While the travel recommendations for Argentina don’t require insurance coverage, it’s a good idea to be protected. I always recommend taking out a policy whether you’re going to South America, Asia, or anywhere else.
Nobody wants to have to use travel medical insurance in Argentina, but there’s no denying that accidents and unforeseen events happen all the time. If you’re wary about spending money on a policy, you’ll be happy to know there are cheap travel insurance plans that can cover you for a low price. So, you have no excuses!
Do you need travel insurance for Argentina?
Besides, Argentina travel insurance is a worthy investment, as there are many activities to do here that are super fun but risky. For example, the mountains of Patagonia are full of impressive hiking trails, while Iguazú Falls is a hotspot for contracting dengue, especially in the summer. A good insurance policy lets you travel confidently, knowing you’re covered for any mishaps or treatment.
In addition to basic travel insurance for Argentina, you should consider extra coverage. For instance, the Andes region is known for having frequent earthquakes, and thefts are common at many of the country’s tourist attractions.
And, of course, who hasn’t dealt with the headache of lost, delayed, or damaged luggage? It isn’t easy to prevent those situations, although I always recommend keeping your most valuable items in your carry-on.
Fortunately, the best travel insurance in Argentina can save you the hassle and extra expenses of these scenarios so you can focus on enjoying all that this beautiful country has to offer.
How much does travel insurance for Argentina cost?
Before we discuss the top Argentina travel insurance companies, I want to share an overview of the prices. This chart compares the six best insurers: Heymondo, SafetyWing, IMG Global, Trawick International, AIG Travel Guard, and Travelex. It shows each policy’s prices, deductibles, medical coverage, and more.
To be as impartial as possible, I used the same example for each company’s quote: a 2-week trip to Argentina from the U.S. with a trip cost of $5,000:
Price | $89.05 | $28.14 | $196.32 | $249.65 | $257.57 | $184 |
Deductible | $0 | $250 | $0 | $0 | $0 | $0 |
Medical Expenses Paid Upfront | Yes | No | No | No | No | No |
Emergency Medical Expenses | $200,000 | $250,000 | $250,000 | $250,000 | $50,000 | $50,000 |
Evacuation & Repatriation | $500,000 | $100,000 | $500,000 | $1,000,000 | $500,000 | $500,000 |
Trip Cancellation | $10,000 | Not covered | 100% of $5,000* | 100% of $5,000* | 100% of $5,000* | 100% of $5,000* |
Trip Interruption | $10,000 | $5,000 | 150% of $5,000* | 150% of $5,000* | 150% of $5,000* | 150% of $5,000* |
Baggage Loss | $3,000 | $3,000 | $1,500 | $2,500 | $1,000 | $1,000 |
BEST TRAVEL INSURANCE FOR ARGENTINA |
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*Price used for example
These prices are just an example, so remember that your policy cost may vary depending on any extra coverage you add.
Best Argentina travel insurance
After comparing the different travel insurances for Argentina, you’ll see that Heymondo stands out for its competitive price and high amount of coverage in all categories. It’s also the only company that pays your medical expenses upfront, so all you have to do is focus on recovering and returning to your trip.
Of course, if cost is a priority, SafetyWing is the best option. However, keep in mind that this company doesn’t pay your medical bills upfront, and it has a $250 deductible, meaning you’ll have to pay $250 out of pocket before coverage kicks in.
Below, you can read about each company’s advantages and disadvantages to find your perfect fit.
1. Heymondo, the best travel insurance for Argentina
The first travel insurance for Argentina that I recommend is Heymondo. This company provides a high amount of medical expense coverage for all kinds of emergencies related to accidents, injuries, and illnesses.
One of Heymondo’s standout features is that it pays your medical bills in advance. If you get sick or hurt, contact Heymondo first, and they’ll point you to the nearest hospital or clinic. By the time you get there and receive treatment, Heymondo will have taken care of the payments for you; there is no need to pay out of pocket and file a claim for reimbursement. It’s an invaluable feature that’s hard to find elsewhere.
In addition, the company covers evacuation and repatriation, issues with baggage, and even trip interruption and cancellation. I’m particularly fond of Heymondo’s baggage loss benefits because they cover electronics like cameras and laptops. On the contrary, most insurers require you to purchase extra coverage for electronic equipment.
We’ve had to rely on Heymondo a few times, and the customer support has always been phenomenal. The care team is available 24/7 via the Heymondo app, so you can always get in touch with a doctor. It may not be the cheapest travel insurance for Argentina, but it has an excellent coverage-to-price ratio when you factor in all the benefits.
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Currently, we have annual multi-trip insurance from Heymondo since we’re traveling full-time, but we’ve also used the company’s long-term travel insurance. We’ve never had a problem getting efficient and professional assistance, and this insurer has come through for us in medical emergencies.
You can learn more in our Heymondo review, and if you decide to get a policy from them, use our Heymondo discount to save money.
2. SafetyWing, a cheap travel medical insurance for Argentina
If you’re looking for cheaper Argentina travel insurance, I recommend SafetyWing. The company’s Nomad Insurance plan provides affordable medical coverage and some travel-related benefits, making it a good choice for budget travelers.
SafetyWing is known for its medical travel insurance, which covers things like hospitalizations, treatments, and repatriation to your home country in case of a health emergency. Another nice thing about SafetyWing is that it can cover you in your home country for up to 30 days if you’ve been abroad for at least 90 days.
Speaking of which, the Nomad Insurance plans are renewable, so you don’t have to specify an end date for your travels. Instead, your plan will automatically renew every 4 weeks, and you can cancel anytime. Of course, if you know your trip’s end date, you can pay in full ahead of time.
SafetyWing offers extra coverage for electronics theft and adventure sports, features that would be very useful for Argentina travel insurance. While it costs extra, it’s not a big deal, considering SafetyWing is one of the cheapest travel insurance plans.
On the other hand, be aware that there is a $250 deductible, and SafetyWing has minimal travel-related benefits, most notably, no trip cancellation coverage. That said, it’s a no-fuss option for travelers on a budget, and the customer service team is prompt and professional.
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3. IMG Global, the best Argentina travel insurance for students
IMG Global is another travel insurance for Argentina that you should consider. It offers great coverage for medical and travel-related expenses. This includes emergency room visits, hospital stays, urgent care, prescriptions, and repatriation to your home country.
Many plans have no deductible, although there are some policies you can customize based on deductible and coverage amount. For example, the plans designed for seniors (ages 65 and up), offer this type of customization. So, the price varies depending on the deductible and amount of medical expense coverage you choose.
On the other hand, IMG Global has some of the best travel insurance for students. These plans include all the necessary benefits you need while studying abroad, such as emergency medical coverage, evacuation, and repatriation to your home country. You can even add a spouse or children to your policy.
Another advantage of this company is that its trip cancellation benefit covers a wide range of reasons, including job loss and transfers, passport or visa theft, natural disasters, and injury or illness. IMG Global’s trip cancellation covers up to 100% of your trip cost.
However, the plans can get pricey, and you can enjoy many of the same benefits (and even better protection) with Heymondo for a fraction of the cost. For example, IMG Global’s baggage loss benefits, which are essential for Argentina travel insurance, are pretty low.
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4. Trawick International, the best Argentina travel insurance for seniors
Trawick International is another Argentina travel insurance option. This company has a wide range of policies, so you should be able to find a plan that meets your needs.
In addition to student plans, Trawick has senior travel insurance, so anyone can enjoy the benefits of travel health insurance in Argentina. You can even purchase travel insurance for pre-existing conditions, although you must buy your policy within 7 days of your initial trip payment. I also recommend double-checking your policy, so you know which conditions are covered.
Moreover, some of Trawick’s plans let you choose the deductible amount, although the lower the deductible, the more expensive your policy will be. After comparing Trawick’s basic plan with the other companies on this list, I see that Trawick is a good option for older travelers.
You’ll have $250,000 in emergency medical expense coverage and $500,000 for evacuation and repatriation. Trawick also offers trip interruption and cancellation benefits, with the option to add Cancel For Any Reason (CFAR) insurance.
However, if you’re a healthy traveler under 69, you’re better off going with Heymondo. You’ll enjoy very similar coverage for a fraction of the price.
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5. AIG Travel Guard, another popular travel insurance for Argentina
AIG Travel Guard is another travel health insurance for Argentina. It’s a particularly reliable option for seniors, offering a $0 deductible and coverage for pre-existing conditions and cruises. That said, I always recommend reading through your policy, so you know exactly what’s covered.
You can also personalize your quote for single trips and annual insurance, but only if you’re a U.S. citizen.
AIG’s Travel Guard Preferred plan covers children under 18 for free and has excellent trip interruption and cancellation benefits. You can even purchase Cancel For Any Reason (CFAR) insurance, which lets you cancel your trip for absolutely any reason and still recover the costs for travel.
One of the main drawbacks of this company is its low amount of emergency medical expense coverage. The Preferred plan only includes $50,000, which is extremely low considering the policy’s price. It also has just $1,000 in baggage loss benefits, which I find lacking for an Argentina travel insurance plan.
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6. Travelex, a basic Argentina travel insurance
Lastly, Travelex is another travel insurance for Argentina that provides comprehensive protection. However, the coverage amounts are lower than other options in this guide. For example, the Travelex Select plan only includes $50,000 in emergency medical expenses and $1,000 for baggage loss.
That said, this is a viable option if you want family travel insurance or coverage for a pre-existing condition. You can add children under 17 to your policy for free, and the Pre-Existing Medical Condition Exclusive Waiver is available if you buy your plan within 15 days of your initial trip payment.
Travelex isn’t the most expensive Argentina travel insurance, but it’s definitely not the cheapest. On the plus side, you can recover up to 100% of your travel costs if you cancel your trip and up to 150% if your trip is interrupted. However, the Travelex Select plan has a low amount of medical assistance coverage, and the price is on the higher end. Overall, you’re much better off going with a company like Heymondo.
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What does travel insurance to Argentina cover?
As I mentioned, you don’t need travel insurance for an Argentina trip, but I highly recommend it! We always make sure we’re covered for all our trips, and there are several important things we look for in a policy. Keep these in mind when choosing the best travel insurance to Argentina:
Medical expenses
Any good travel health insurance for Argentina will cover emergency medical expenses. Many things fall under this category, including hospitalizations, doctor’s visits, treatment, tests, and prescriptions. Needless to say, it’s an essential part of any policy.
Medical expenses, something your Argentina travel insurance should include
In general, the larger the amount of medical expense coverage, the better, especially in a country where healthcare is super expensive. Of course, you should read through the policy carefully, so you know exactly what’s covered and what’s not.
Evacuation & repatriation
Another thing that Argentina travel insurance should cover is evacuation and repatriation. This type of protection comes in handy if you must leave your destination early due to an illness, injury, or the death of a family member.
If you have to return to your home country to receive medical treatment, the costs would be quite high, so having this type of coverage is essential.
Trip interruption & cancellation
You should also make sure your policy includes trip cancellation and trip interruption. With this type of coverage, you can recover your trip costs if you have to cancel your vacation. Remember, it must be for a justifiable reason, such as illness, injury, job loss, or death of a family member.
Trip interruption & cancellation, two essential components of Argentina travel insurance
If your basic policy doesn’t include this, it’s worth adding trip cancellation insurance to your plan, even if it costs extra. Also, if you want the option to cancel your trip due to fear of travel or any other reason, look into Cancel For Any Reason (CFAR) insurance.
Baggage loss, delay & theft
There are few things worse than losing your luggage while traveling. This issue is more common than you think, especially with checked bags, so your travel insurance for Argentina should cover baggage loss, delay, and theft. Pay attention to the coverage amounts; it should be enough to replace all or most of your belongings.
Also, some companies, such as Heymondo, include electronics in this benefit, but many others do not. If you’re traveling with laptops, cameras, or other electronic equipment, it’s worth adding this coverage as an extra.
Other types of coverage
Depending on your trip, consider some other types of coverage. For example, adventure sports coverage will be useful if you plan on participating in risky activities like mountain climbing, hiking at high altitudes, snorkeling, and diving. In this case, double-check your policy since most companies only cover these activities up to a certain height or depth.
Other types of coverage for your travel insurance to Argentina
Moreover, natural disasters like earthquakes are quite common in South America, so adding this type of protection to your Argentina travel insurance is a good idea.
Tips for buying Argentina travel insurance
Before you decide which travel medical insurance for Argentina to get, check out these tips:
- Focus on finding the best coverage, not the lowest price: It’s easy to just go with the cheapest policy, but it may not have the coverage you need. Instead, look for an Argentina travel insurance plan with a high amount of medical assistance coverage. This way, you can travel with peace of mind, knowing the company will take care of paying for any unexpected events.
- Prioritize a company that pays your medical expenses upfront: This benefit is harder to find, but it’s worth it. For example, Heymondo takes care of your medical bills for you, so you don’t have to pay anything out-of-pocket. Most other insurers require you to foot the bill and then file a claim for reimbursement, which could take weeks or even months.
- Get a plan with no deductible: While some insurance plans are cheap, they often include a deductible, meaning you must pay a certain amount upfront before the insurer starts covering your expenses. Choose an Argentina travel insurance with no deductible, so you don’t have to worry about shelling out your own money for doctor’s visits or treatments.
- Look into the company’s reputation and onboarding process: If the provider’s website and sign-up process are confusing, it’s not a good sign. Imagine how much worse it’ll be if you have a real problem and need to contact them. Instead, go with a company with a clean website and a simple onboarding process.
- Check out the provider’s customer support services: Never underestimate the power of great customer service! You need quick, friendly, and efficient support when you suffer an injury or accident. Ensure the company has 24/7 support and provides multiple ways for customers to get in touch, such as phone, email, and online chat.
This is a lot to think about, but having travel insurance is worth it, always. Rather than prioritizing saving money now, invest in a reputable company who will provide the best Argentina travel insurance. This will allow you to travel with confidence and peace of mind.
Remember, you can get a 5% discount on Heymondo if you click our link below. I also recommend checking out our other travel discounts that can help you save even more.
FAQs – Travel insurance for Argentina
Finally, I want to answer some common questions about Argentina travel insurance. If you still have doubts or concerns, take a look because I probably answer your question below:
Do you need travel insurance for Argentina?
No, there is no travel insurance requirement for Argentina. However, I definitely recommend buying insurance coverage. Things like risky sports, earthquakes, and dengue fever are common threats in Argentina, so insurance is crucial.
What should Argentina travel insurance cover?
Your Argentina travel insurance should include a high amount of medical expense coverage, evacuation and repatriation, baggage loss benefits, and trip interruption and cancellation protection.
What’s not covered by Argentina travel insurance?
Most basic travel insurance to Argentina doesn’t cover electronic equipment and extreme sports. Also, some policies don’t include trip cancellation, but you can add it as an extra.
What is the best travel insurance for Argentina?
Heymondo is the overall best travel insurance for Argentina since it offers a high amount of emergency medical coverage, 24/7 customer support, no deductible, and affordable plans. It’s also one of the few insurers that pays your medical bills upfront, so you don’t have to file a claim for reimbursement.
How much does Argentina travel insurance cost?
You can find plans for as little as $14 per week, but it’s more important to focus on the amount of coverage rather than the price.
Is it safe to travel to Argentina?
Yes. Currently, Argentina has a Level 1 Travel Advisory, which means you should exercise normal precautions. Of course, that doesn’t mean you shouldn’t have travel insurance for Argentina.
Is it worth getting travel insurance for Argentina?
Yes! Travel medical insurance for Argentina is 100% worth it, and we always recommend that our clients get coverage for their trips.
Now that you know all about the best travel insurance for Argentina, I hope you feel better prepared for your trip. Feel free to leave any other questions below so I can help!
Stay safe, and enjoy your time in Argentina!
